The INSTADEBIT payment system is the easiest and most convenient payment service for consumers. Users simply register their personal and account information, which is validated in real time, and they can make instant payments for goods and services. There is no third party account to fund and maintain, and no trial deposit or waiting period before they can access their account. They simply sign up and make payments that are debited from their bank accounts in real time.

The convenience and simplicity of our system ensures the "impulse" to buy is not lost through complex or time-consuming sign up processes and that the customer is not lost due to resistance to providing credit card information.

INSTADEBIT also provides 24/7 online chat, email and telephone support to assist customers with both sign-up and account inquiries. We minimize our merchants' customer service demand in two ways:

1. We provide consumers with online access to their complete transaction history through the INSTADEBIT Web site,
2. All transactions appear on the customer's bank statement accompanied by the INSTADEBIT Web address and toll free number.

We resolve 95% of customer inquiries without the need to contact the merchant.

Our simple sign up process allows customers to register and transact in their first session.

Even new customers can pay for a merchant transaction immediately - no delays, no waiting period.